Réseau des Caisses Populaires du Burkina Faso (RCPB)

Credit products

Traditional Loans:

A. Consumer Credit: This allows borrowers to set up their businesses, purchase equipment, or finance major purchases through:

Salary advances
Social loans: baptisms, weddings, funerals, etc.
Home furnishings loans
Celebration loans
School loans
Vehicle loans
Housing loans
Health loans

B. Agricultural Credit: This allows borrowers to acquire the necessary resources for their agricultural activities and includes:

Input loans: seeds, fertilizers, insecticides, etc.
Equipment loans: oxen, plows, tractors, carts, etc.
Bull fattening loans
Sector-specific loans
Market gardening loans

C. Commercial Credit: This consists of:

Inventory loans: supplies, seasonal loans, etc.
Sector-specific loans
Equipment loans
Contract pre-financing loans: advances on contracts.

D. Community Credit: This refers to group loans (associations, groups, etc.).

Specific Loans
Credit products for women. These include:

1. The Credit and Savings with Education Program (CSE). This program allows impoverished rural women to form small groups called Village Savings and Loans Associations (VSLAs) and obtain loans to support income-generating activities;

2. The Intermediate Credit Association (ICA): This program allows emerging women members of VSLAs to access larger loan amounts;

3. Credit for Women Traders (CFT): This program meets the credit needs of women traders in urban and peri-urban areas who are engaged in income-generating activities.

4. Emerging Women Entrepreneurs (FEE) Credit: This program enables individual women or women from groups of women traders (CFC or associations) to strengthen their production capacities and better exploit market opportunities.

Entrepreneurial Credit Products: These products address the specific needs of SMEs/SMIs by supporting entrepreneurs in financing their projects and offering financial services tailored to their needs.
Mutual Guarantee Society Credit: This refers to loans granted to groups of members by trade, such as weavers, to facilitate their access to lines of credit.

Program Credit: This program finances production sectors such as cotton and rice.

The Créd’Art: This is a credit product designed to finance the start-up activities of young artisans in various trades, including construction, textiles, fashion, and beauty.
The Youth Credit: This is a credit product that enables young people aged 18 to 25 to undertake income-generating activities that contribute to their economic and social development.